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Documentation Index

Fetch the complete documentation index at: https://docs.noxpay.io/llms.txt

Use this file to discover all available pages before exploring further.

The Borderless Account is your main account on Noxpay. Think of it as a business bank account — but instead of holding Reais or Dollars, it holds cryptocurrencies: USDC, USDT, and BTC. This is where all your money lives on Noxpay. Every payment you receive, every conversion you make, and every withdrawal you send goes through your Borderless Account.

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Why hold money in crypto instead of a regular bank account?

A traditional Brazilian bank account keeps your money in Reais. That means it loses value if the Real weakens, it is tied to the Brazilian banking system, and sending it internationally takes days and costs a lot. Your Borderless Account holds your money in stablecoins (USDC and USDT) or Bitcoin (BTC). This means:
  • Stablecoins are pegged to the US Dollar — USDC and USDT always equal 1 USD, so they do not fluctuate like BTC. Your money holds its value in dollar terms.
  • Your money is borderless — it can be sent anywhere in the world, at any time, without a bank as an intermediary.
  • You are not dependent on Brazil’s banking hours or systems — transactions settle 24/7.
A stablecoin is a type of cryptocurrency designed to always be worth exactly 1 US Dollar. Unlike Bitcoin, the price does not go up and down. USDC and USDT are the two most widely used stablecoins in the world.

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What you can do with your Borderless Account

Receive payments

Accept PIX payments from Brazilian clients. The Reais they send get converted automatically and credited to your account as crypto.

Hold funds safely

Keep your balance in USDC, USDT, or BTC. Your money is always available, without bank opening hours or holding periods.

Convert currencies

Swap between USDC, USDT, and BTC inside your account at any time, at transparent rates.

Send money out

Withdraw to crypto wallets or bank accounts. All destinations are pre-approved by you for security.

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Explore the Borderless Account

How it works

Understand how money flows in and out of your account.

Balances

What your balance numbers mean and how to read them.

Whitelists

How to control where your money can be sent.

Statement

Your full transaction history and how to export it.

Withdrawals

How to send money out of your account.