What is Ramps

Infrastructure for building PIX-to-crypto and crypto-to-PIX flows for your own users.

Ramps is for businesses that want to offer their own customers the ability to move money between Brazilian Reais and crypto — powered by Noxpay under the hood.

If you are building a neobank, a crypto exchange, or any platform that serves users who need to convert between fiat and crypto, Ramps is the infrastructure you build on top of. Your users never interact with Noxpay directly — they see your product; Noxpay handles conversion, compliance, and settlement invisibly.

The difference from Crossramp Checkout

Crossramp Checkout

For you. You generate a link, your client pays. Simple, no-code, designed for one-to-one payment collection.

Ramps

For your users. You build a flow inside your product. Your users initiate conversions. Ramps is the engine behind it, invisible to them.

Four variants

Ramps comes in four variants depending on direction and where crypto settles:

Variant	Direction	Settlement
Onramp	BRL in (PIX) → crypto	Credited to your Noxpay balance
Onramp Instant	BRL in (PIX) → crypto	Sent on-chain to an external wallet
Offramp	Crypto from your balance → BRL	Sent via PIX to a payee
Offramp Instant	Crypto deposited by payer → BRL	Sent via PIX to a payee

All four share the same compliance layer — identity verification is required on every transaction — and the same limit structure.

Templates — the configuration layer

Before your users can make any ramp transactions, you configure the rules for how those transactions work. These rules live in Templates.

A Template defines things like: which currency pair is supported, what fees apply, and what the minimum and maximum amounts are. You set this up once, and then every transaction initiated through that Template follows those rules automatically.

You can have multiple Templates for different corridors or user segments — for example, one for retail transactions and another for high-volume clients.

Explore Ramps

How it works

Compliance layer, transaction lifecycle, and how funds flow across all four variants.

Templates

What goes into a Template and how to configure one.

Onramp to Account

BRL in via PIX, crypto credited to your Noxpay balance.

Onramp to Address

BRL in via PIX, crypto delivered on-chain to an external wallet.

Offramp from Account

Crypto from your balance, BRL sent via PIX to a payee.

Offramp from External Address

Payer deposits crypto on-chain, BRL sent via PIX to a payee.

Access to Ramps requires the Infrastructure product to be enabled on your account.